Rekenbox · 2026
Free SEPA credit transfer XML generator
Create an XML file for euro transfers within the EEA.Your result appears here
Enter the required details. The calculation and standard PDF are free.
Save on this device for free
Understand your result
How this tool works
Enter your account, recipients, amounts and payment references. The tool creates a pain.001.001.09 credit transfer file. Your bank remains the place to review the file and authorise payments. First check that your bank supports this file profile.
Common questions
Can I collect direct debits from customers?
No. This is a credit transfer file from your own account, not a SEPA direct debit file using mandates.
Does downloading the file transfer money?
No. Downloading only creates a file. Check details including name and IBAN at your bank before authorising payments there.
Which details do you need?
- Account holder name
- Your IBAN
- Unique file reference (max. 35 characters)
- Requested execution date
- Payments
Limits of this tool
- pain.001.001.09 for euro transfers within the EEA. Review the file and name/IBAN verification in your bank before authorising payments. Rekenbox does not execute payments.
Year: 2026 · Version 2026.1
Sources for this tool
- EPC — SCT Customer-to-PSP Implementation Guidelines 2025 · calculation source checked 2026-09-04
Prepared by the Rekenbox product team at Winstwaker. The listed source references and calculation version make the method traceable. Report a content error Last updated: 2026-09-04. Rekenbox is a product by Winstwaker. The tool applies a calculation model to your inputs; a result or paid report is not a personal assessment by an adviser.