For business owners and employers

Free tools for business owners and employers.

Payslip, cost price, fuel surcharge or sole trader versus limited company: enter your figures and see the result right away, with sources. No account needed.

73 free tools · Instant results · With sources

Choose your task

All free tools, by topic.

Calculate, create or check what you need. Start free. Registry checks share a daily allowance; bulk and monitoring use credits.

73 free tools · No account needed

Documents & statements

Record payments, work, expenses and employment.

Financial plans & budgets

Calculate investment, funding, profit and cash together.

Financial ratios & annual figures

Understand your balance sheet, track liquidity and compare performance.

Stock, transport & hospitality

Understand rates, reorder points and menu performance.

VAT & invoices

Convert amounts, create invoices and investigate errors.

Salary & employees

Gross to net, holiday allowance and employer costs.

Business & tax

Set your hourly rate, estimate tax and compare business choices.

Prices, interest & loans

Calculate margins, break-even points and borrowing costs.

Time, car & records

Record hours and journeys and compare private or business car use.

Files & banking

Read XAF and UBL, check CSV and create payment files.

From a single check to your entire records

A small check. A lot of work handled.

Start free with one number or file. Process complete lists with credits, or recheck VAT numbers each month. See the cost before you start.

Clarity for everyday decisions

What changes with a different choice?

Five practical tools for transport, stock and hospitality. Enter your figures and see how the result changes.

Calculate for free

Move forward with a clear plan

What does the bank need from your figures?

All guides and examples →